Financial affiliate programs are an excellent way to earn money through commissions by promoting financial products and services. As more and more people are turning to online channels for their financial needs, the demand for these programs is increasing rapidly. Let’s explore the reasons why someone should consider beginning in financial affiliate programs and the statistics that support this decision.
According to a recent survey conducted by Forbes Advisor in February 2023, cash is the primary payment method for only a small percentage of Americans, accounting for just 9% of transactions. The majority of consumers, at 54%, rely on physical or virtual debit cards to make their purchases, with credit cards being the second most popular payment option.
Financial affiliate programs offer excellent earning potential. With commission rates ranging from 10% to 50%, affiliates can earn significant amounts of money by promoting financial products and services. For example, if an affiliate promotes a product that costs $1,000 and has a commission rate of 20%, the affiliate earns $200 for each sale. This can quickly add up to a substantial income, especially if the affiliate has a large audience.
Just starting out in Affiliate Marketing? Here are some related articles:
- What is Affiliate Marketing?
- Beginner Affiliate Marketing
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- Top Affiliate Niches
Credit Sesame Affiliate Program
Credit Sesame is a financial technology company that was founded in 2010 by Adrian Nazari. The company’s goal is to help consumers better manage their credit by providing free credit monitoring, credit score analysis, and personalized recommendations to improve their credit.
Credit Sesame has grown significantly over the years and has become a trusted source for consumers seeking to manage their credit. The company has also launched an affiliate program, which allows website owners and bloggers to promote Credit Sesame’s services and earn commissions.
The Credit Sesame affiliate program offers a commission of $8 per lead, which is generated when a user signs up for Credit Sesame’s free credit monitoring service. This commission is one of the highest in the industry, making it an attractive option for affiliates looking to earn money.
The program also offers a 30-day cookie duration, which means that if a user clicks on an affiliate link and signs up for Credit Sesame’s service within 30 days, the affiliate will receive the commission. This cookie duration is longer than many other affiliate programs, which gives affiliates a higher chance of earning a commission.
To become an affiliate, interested individuals can sign up on the Credit Sesame website and start promoting the service on their website or blog. Credit Sesame provides a range of marketing materials, including banners and text links, to help affiliates promote the service effectively.
Affiliate Program URL: Credit Sesame Affiliate Program
Commission Rate: 8%
Cookie Duration: 30 days
Credit Karma Affiliate Program
Credit Karma is a personal finance company that was founded in 2007. The company provides free credit scores, credit reports, and credit monitoring services to its users with a very unique and intuitive website. In addition to credit services, Credit Karma also offers personalized recommendations for credit cards, loans, and insurance products based on its users’ credit profiles.
Credit Karma has an affiliate program that allows website owners and bloggers to promote its services and earn commissions. The program offers a commission of $0.10 per lead generated, which is lower than some other affiliate programs in the industry. However, Credit Karma’s reputation as a trusted source for credit services can help affiliates drive conversions and earn money over time.
Affiliate Program URL: Credit Karma Affiliate Program
Commission Rate: $0.10 per lead
Cookie Duration: 30 days
CreditRepair.com Affiliate Program
CreditRepair.com is a credit repair company that was founded in 1997. It offers credit repair services to help individuals improve their credit scores by disputing inaccurate, incomplete, or outdated information on their credit reports. The company has helped over 500,000 clients improve their credit scores.
CreditRepair.com’s affiliate program allows affiliates to earn commissions by referring new clients to the service. Affiliates can earn up to $100 per referral, depending on the service package the new client signs up for. The commission rates range from $20 for a single credit report item dispute package, up to $100 for a comprehensive credit repair package.
Affiliate Program URL: CreditRepair.com Affiliate Program via CJ Affiliate
Commission Rate: Up to $100 per package
Cookie Duration: 45 days
Experian Affiliate Program
Experian is a multinational credit reporting company that was founded in 1996. The company provides credit reports, credit scores, and credit monitoring services to individuals, businesses, and lenders. Experian operates in over 45 countries and has a workforce of over 17,000 employees.
Experian has a strong reputation in the credit reporting industry, with over 30 million active users in the United States alone. The company is also known for its data analytics and fraud detection services, which help businesses make informed decisions based on consumer credit data.
Experian has an affiliate program that allows website owners and bloggers to promote its services and earn commissions. The program offers a commission of $10 per lead generated, which is one of the highest commission rates in the industry. This high commission rate can help affiliates earn significant revenue promoting Experian’s services.
Affiliate Program URL: Experian Affiliate Program
Commission Rate: $10 per lead
Cookie Duration: 30 days
TransUnion Affiliate Program
TransUnion is one of the three major credit bureaus in the United States, alongside Equifax and Experian. It was founded in 1968 and has since become a leading global information solutions provider. TransUnion provides credit reporting, fraud prevention, and identity management services to businesses and consumers worldwide.
TransUnion’s affiliate program allows affiliates to earn commissions by referring new customers to their credit monitoring services. Affiliates can earn up to $55 per referral, depending on the service package the new customer signs up for. The commission rates range from $12.95 for a basic credit monitoring package to $55 for a comprehensive credit monitoring and identity theft protection package.
Affiliate Program URL: TransUnion Affiliate Program via FlexOffers
Commission Rate: Up to $55 per referral
Cookie Duration: 45 days
Acorns Affiliate Program
Acorns is a financial technology company that was founded in 2012. The company provides an investment app that allows users to invest small amounts of money in a diversified portfolio of exchange-traded funds (ETFs). Acorns’ goal is to make investing accessible to everyone, regardless of their income or financial expertise.
Affiliate Program Example for Acorns:
As of 2021, Acorns has over 9 million registered users and manages over $4 billion in assets. The company has also expanded its offerings to include retirement accounts, checking accounts, and debit cards.
Affiliate Program URL: Acorns Affiliate Program
Commission Rate: $5 per lead
Cookie Duration: 90 days
Ally Invest Affiliate Program
Ally Invest is a subsidiary of Ally Financial, a leading digital financial services company. It was launched in 2017 after the acquisition of TradeKing, a popular online brokerage firm. Ally Invest offers a range of investment products, including stocks, bonds, ETFs, options, and mutual funds, as well as forex and futures trading.
Ally Invest’s affiliate program allows affiliates to earn commissions by referring new customers to the platform. Affiliates can earn up to $3,500 per referral, depending on the size of the new account. The commission structure is tiered, with higher commission rates for larger accounts. The commission rates range from $10 for account sizes up to $2,500, up to $3,500 for accounts over $2 million.
Affiliate Program URL: Ally Invest Affiliate Program via CJ Affiliate
Commission Rate: Up to $3,500 per referral
Cookie Duration: 45 days
Binance Affiliate Program
Binance is a cryptocurrency exchange that was founded in 2017 by Changpeng Zhao. The company quickly grew to become one of the largest cryptocurrency exchanges in the world, with a daily trading volume of over $30 billion as of 2021. Binance offers a wide range of cryptocurrency trading pairs, as well as advanced trading features such as margin trading and futures trading.
In addition to its cryptocurrency exchange, Binance also offers a range of other services, including a cryptocurrency wallet, staking, and lending. The company has also launched its own cryptocurrency, Binance Coin (BNB), which can be used to pay for trading fees on the platform and offers discounts to users who hold it.
Binance has an affiliate program that allows website owners and bloggers to promote its services and earn commissions. The program offers a commission rate of up to 40% of the trading fees generated by referred users, which is a highly competitive commission rate in the industry. Affiliates can also earn bonuses for referring a certain number of new customers each month.
Affiliate Program URL: Binance Affiliate Program
Commission Rate: 40-50%
Cookie Duration: 30 days
Coinbase Affiliate Program
Coinbase is a digital currency exchange that was founded in 2012 by Brian Armstrong and Fred Ehrsam. The company is headquartered in San Francisco, California and offers its services to users in over 100 countries. Coinbase allows users to buy, sell, and store a range of cryptocurrencies, including Bitcoin, Ethereum, and Litecoin.
As of 2021, Coinbase has over 56 million registered users and a valuation of over $100 billion, making it one of the most valuable cryptocurrency companies in the world. The company has also expanded its offerings to include a range of other services, including staking, lending, and institutional trading.
Coinbase has an affiliate program that allows website owners and bloggers to promote its services and earn commissions. The program offers a commission of up to 50% of the trading fees generated by referred users, which is a highly competitive commission rate in the industry. Affiliates can also earn bonuses for referring a certain number of new customers each month.
Affiliate Program URL: Coinbase Affiliate Program
Commission Rate: up to 50%
Cookie Duration: 30 days
The Motley Fool Affiliate Program
The Motley Fool is a multimedia financial services company founded in 1993 by Tom and David Gardner. The company provides a range of investment and personal finance advice to its customers through its website, newsletters, podcasts, and other media channels.
As of 2021, the Motley Fool has over 20 million monthly unique visitors and over 700,000 paying members, making it one of the largest financial media companies in the world. The Motley Fool’s investment philosophy is based on long-term investing and the belief that individual investors can outperform professional investors over time.
The Motley Fool has an affiliate program that allows website owners and bloggers to promote its services and earn commissions. The program offers a commission rate of 50% on the first year’s subscription fee for referred customers. The subscription fee varies depending on the service, but typically ranges from $99 to $299 per year.
Affiliate Program URL: The Motely Fool Affiliate Program via AWIN Affiliate Network
Commission Rate: 50%
Cookie Duration: 30 days
NerdWallet Affiliate Program
NerdWallet is a personal finance website founded in 2009 by Tim Chen. The company offers a range of financial tools and resources, including credit score monitoring, budgeting tools, and comparison guides for credit cards, loans, and insurance products.
As of 2021, NerdWallet has over 100 million annual visitors and has become one of the largest personal finance websites in the United States. The company’s mission is to help people make better financial decisions by providing them with clear, unbiased information and advice.
NerdWallet has an affiliate program that allows website owners and bloggers to promote its services and earn commissions. The program offers a commission rate that varies depending on the product being promoted. For credit card referrals, NerdWallet pays a commission of up to $100 per approved application. For other financial products, such as loans and insurance, the commission rate varies but is typically a percentage of the sale or lead.
Affiliate Program URL: NerdWallet Affiliate Program via CJ Affiliate Network
Commission Rate: up to $100 per approved application
Cookie Duration: 14 days
SoFi Affiliate Program
SoFi, short for Social Finance, is a personal finance company founded in 2011 by Mike Cagney, Dan Macklin, James Finnigan, and Ian Brady. The company initially focused on refinancing student loans but has since expanded into other areas of personal finance, including mortgages, personal loans, and investing.
As of 2021, SoFi has over 2 million members and has funded over $50 billion in loans. The company is known for its innovative approach to personal finance, offering low-interest loans and high-yield savings accounts to its members.
SoFi has an affiliate program that allows website owners and bloggers to promote its services and earn commissions. The program offers a commission rate that varies depending on the product being promoted. For personal loans, SoFi pays a commission of up to $500 per funded loan. For other financial products, such as mortgages and investment accounts, the commission rate varies but is typically a percentage of the sale or lead.
Affiliate Program URL: SoFi Affiliate Program
Commission Rate: Up to $500 per funded loan
Cookie Duration: 30 days
Lending Tree Affiliate Program
LendingTree is an online lending platform founded in 1996 by Doug Lebda. The company’s mission is to help people shop for loans and other financial products by providing a marketplace where they can compare offers from multiple lenders. LendingTree offers a variety of loan types, including mortgages, personal loans, auto loans, and business loans.
As of 2021, LendingTree has facilitated over $500 billion in loan transactions and has become one of the largest online lending platforms in the United States. The company is known for its user-friendly interface, which allows borrowers to quickly compare loan offers and find the best deal for their needs.
LendingTree has an affiliate program that allows website owners and bloggers to promote its services and earn commissions. The program offers a commission rate of up to $35 per lead, depending on the loan type being promoted. For example, affiliates who promote mortgage loans can earn up to $35 per lead, while those who promote personal loans can earn up to $15 per lead.
Affiliate Program URL: Lending Tree Affiliate Program via FlexOffers Affiliate Network
Commission Rate: Up to $35 per lead
Cookie Duration: 45 days
Betterment Affiliate Program
Betterment is a robo-advisor founded in 2008 by Jon Stein and Eli Broverman. The company’s mission is to make investing accessible and affordable for everyone by using technology to provide automated investment advice and portfolio management.
As of 2021, Betterment manages over $22 billion in assets and has over 500,000 customers. The company is known for its low fees and easy-to-use platform, which allows users to set investment goals and preferences and receive personalized advice on how to allocate their investments.
Betterment has an affiliate program that allows website owners and bloggers to promote its services and earn commissions. The program offers a commission rate of up to $25 per lead, depending on the type of account being promoted. For example, affiliates who promote Betterment’s traditional IRA or Roth IRA can earn up to $25 per lead, while those who promote its taxable account can earn up to $10 per lead.
Affiliate Program URL: Betterment Affiliate Program
Commission Rate: Up to $25 per lead
Cookie Duration: 45 days
eToro Affiliate Program
eToro is a social trading and investment platform that was founded in 2007. It is headquartered in Israel and has since expanded to serve over 20 million users in more than 100 countries around the world. eToro’s unique selling proposition is its social trading feature, which allows users to follow and copy the trades of other successful traders.
As of 2021, eToro offers a range of financial products, including stocks, cryptocurrencies, and forex trading. The platform is regulated by several financial authorities, including the Financial Conduct Authority (FCA) in the UK and the Australian Securities and Investments Commission (ASIC) in Australia.
eToro also has an affiliate program that allows individuals and businesses to promote the platform and earn commissions on referrals. The program offers a commission rate of up to $200 per referral, depending on the user’s country of residence and the type of account they open. For example, affiliates can earn up to $200 for each new user who opens a Gold or Platinum account from the UK, while those who refer users from Australia can earn up to $300 per referral.
Affiliate Program URL: eToro Affiliate Program
Commission Rate: Up to $300 per referral
Cookie Duration: 30 days
Robinhood Affiliate Program
Robinhood is a US-based financial services company that offers commission-free trading for stocks, ETFs, options, and cryptocurrencies through its mobile app and website. The company was founded in 2013 with the goal of democratizing access to financial markets and making investing more accessible to everyone.
Since its launch, Robinhood has gained significant popularity, particularly among younger generations. As of 2021, the platform has over 13 million users and is valued at over $11 billion.
Robinhood also has an affiliate program that allows individuals and businesses to earn commissions on referrals to the platform. The program offers a commission rate of $5 per new user who signs up through an affiliate link and completes account verification. Affiliates can earn up to $500 per month through the program.
The Robinhood affiliate program has a 30-day cookie duration, which means that if a user clicks on an affiliate link and signs up for an account within 30 days, the affiliate will receive the commission. Affiliates can access a range of marketing materials, including banners and links, through the affiliate dashboard.
In conclusion, Robinhood is a popular commission-free trading platform with over 13 million users. Its affiliate program offers a commission rate of $5 per referral and a 30-day cookie duration, making it a potentially lucrative opportunity for affiliates who have an audience interested in trading and investing.
Affiliate Program URL: Robinhood Affiliate Program
Commission Rate: $5 per lead, up to $500 per month
Cookie Duration: 30 days
The Penny Hoarder Affiliate Program
The Penny Hoarder is a personal finance website that provides advice and resources to help people save and make money. It was founded in 2010 by Kyle Taylor, who started the website as a way to share his own experiences and tips for saving money. Since then, The Penny Hoarder has grown into a popular website that offers a range of personal finance advice, including tips on how to save money, earn extra income, and manage debt.
The Penny Hoarder’s affiliate program offers affiliates the opportunity to earn commissions by promoting various financial products and services. Affiliates can earn up to 75% commission on certain products, with commissions ranging from $5 to $125 per sale. The commission rates vary depending on the product or service being promoted.
Affiliate Program URL: The Penny Hoarder Affiliate Program via Rakuten
Commission Rate: Up to $125 per sale
Cookie Duration: 30 days
TD Ameritrade Affiliate Program
TD Ameritrade is a financial services company that provides online brokerage and investment services. The company was founded in 1975 by Joe Ricketts and was one of the first firms to offer online trading services. TD Ameritrade has since grown to become one of the largest online brokers in the United States, with over 11 million client accounts and over $1 trillion in assets under management.
TD Ameritrade’s affiliate program offers affiliates the opportunity to earn commissions by promoting the company’s services. Affiliates can earn up to $200 per referral, depending on the amount of assets the referred client deposits with TD Ameritrade. The commission rate varies depending on the asset size, but typically ranges from $25 to $200 per referral.
TD Ameritrade’s affiliate program has a 90-day cookie duration, which means that if a user clicks on an affiliate link and opens an account within 90 days, the affiliate will receive the commission. Affiliates can access a range of marketing materials, including banners and links, through the affiliate dashboard.
Affiliate Program URL: TD Ameritrade Affiliate Program
Commission Rate: Up to $200 per referral
Cookie Duration: 90 Days
Lenio Affiliate Program
Lendio is a leading online marketplace for small business loans. It was founded in 2011 with the goal of providing small businesses with access to the funding they need to grow and succeed. Lendio has since become one of the largest small business loan marketplaces in the United States, connecting business owners with a network of over 75 lenders.
Lendio’s affiliate program offers affiliates the opportunity to earn commissions by referring small business owners to their loan marketplace. Affiliates can earn up to $75 per qualified lead, which is defined as a small business owner who completes a loan application on the Lendio website. The commission rates are based on the loan amount that the small business owner is approved for, with a minimum commission of $5.
Affiliate Program URL: Lendio Affiliate Program via FlexOffers Affiliate Network
Commission Rate: Up to $75 per qualified lead
Cookie Duration: 45 days
Wealthfront Affiliate Program
Wealthfront is a digital investment management company founded in 2011 with the goal of providing low-cost, automated investing services to individuals. The company uses a robo-advisor platform to create personalized investment portfolios based on an individual’s financial goals and risk tolerance. As of 2021, Wealthfront manages over $25 billion in assets.
Wealthfront’s affiliate program allows individuals and businesses to earn commissions by referring new clients to the platform. The program offers a commission rate of $100 for each new client who signs up through an affiliate link and funds an account with at least $500. There is no limit to the number of referrals an affiliate can make, meaning that the earning potential is unlimited.
Affiliate Program URL: Wealthfront Affiliate Program
Commission Rate: $100 per new client with a $500 funded account
Cookie Duration: 45 days
Financial affiliate programs offer an excellent opportunity for anyone looking to earn money through commissions. The earning potential, the ability to work from home, the range of products and services to promote, and the statistics supporting its growth are all reasons why someone should consider beginning in financial affiliate programs. With the right approach, dedication, and effort, anyone can build a profitable business as a financial affiliate marketer.
